where’s the fairness in that?
there’s a family guy in this city
bought a house 5 years ago
preforms all due diligence
with the city
around the rock face behind the property
makes sure it’s safe
city guarantees it’s geo-technically sound
so he buys the house
and he and his wife and children move in
he insures his home
cos he’s the kinda guy
that does all the right things
and there he and his little family happily lives
for about 5 years
paying his mortgage on time
paying his insurance
doin it right
somewhere over the next 5 years
the city allows building
on the rock cut behind him
the building involves
drilling and dirt and noise
but he chalks it up to progress
and keeps paying his mortgage
and his insurance
fast forward to this past weekend
huge rain storm
flooding all over the area
great damage to many households
during which a great honkin chunk
of that rock face behind the house
slides down and hits the house
thank goodness no one was hurt
he says
it threw his young son across the room
but no one was hurt
and the house can be fixed
besides…that’s what insurance if for
right?
but can it?
here we are 4 days later
and he’s been told that the house
is not livable
and that his insurance is non payable
because of a clause called “un-insurable peril”
where’s the fairness in that?
2 weeks before Christmas
here’s the poor man
who’s done everything right
for his family
and home
and now he and his family
is living in a motel
2 weeks before Christmas
courtesy of the city
who likely feels for him
but in truth is trying to stave off
a law suit
where’s the fairness in that?
what a way for your children
to discover
that there really is no such thing
as Santa Claus.
where’s the fairness in that?